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💰 FINANCE TOOLS

Finance Tools

Budgeting, savings, investments and financial planning tools

40 free tools — no sign-up required
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Monthly Budget Calculator

Create a monthly budget plan and see where money goes.

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Savings Goal Calculator

Calculate time and contributions to reach any savings goal.

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Emergency Fund Calculator

Calculate the ideal size of your emergency fund.

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Net Worth Calculator

Calculate your total net worth from assets and liabilities.

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Debt-to-Income Ratio

Calculate your DTI ratio for mortgage and loan approval.

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Rent vs Buy Calculator

Compare the financial cost of renting versus buying.

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Car Loan Calculator

Calculate monthly payments and total cost for car loans.

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Student Loan Calculator

Calculate student loan repayment schedule and total cost.

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Refinancing Calculator

Calculate savings from refinancing a mortgage or loan.

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Down Payment Calculator

Calculate down payment and PMI for home purchase.

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Home Affordability

Calculate maximum home price you can comfortably afford.

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Inflation Calculator

Calculate purchasing power change over time with inflation.

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Purchasing Power Calculator

Calculate real value of money adjusted for inflation.

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Pay Raise Calculator

Calculate the effect of a pay raise on your take-home pay.

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Freelance Rate Calculator

Calculate minimum hourly rate to meet freelance income goals.

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Invoice Total Calculator

Calculate invoice total with taxes, discounts, and fees.

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Sales Tax Calculator

Calculate sales tax amount and total price for any purchase.

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VAT Reverse Calculator

Extract the VAT amount from a gross price including VAT.

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Cash Back Rewards Calculator

Calculate cash back rewards from credit card spending.

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Subscription Cost Calculator

Calculate annual and lifetime cost of monthly subscriptions.

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Coffee Cost Calculator

Calculate how much you spend on coffee each year.

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Cost Per Use Calculator

Calculate true cost per use to evaluate any purchase.

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Wealth Building Calculator

Calculate wealth growth from regular investing over time.

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FIRE Number Calculator

Calculate your Financial Independence Retire Early number.

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Retirement Planning Calculator

Plan retirement savings needs and timeline to retirement.

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Dividend Yield Calculator

Calculate dividend yield percentage from stock price.

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Stock Return Calculator

Calculate total return on a stock investment over time.

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Currency Profit Calculator

Calculate profit or loss from currency exchange rates.

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Minimum Payment Trap

See the true cost of only making minimum credit payments.

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Side Hustle Income Calculator

Calculate potential side hustle income and tax implications.

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Tax Withholding Estimator

Estimate proper tax withholding from your paycheck.

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401k Contribution Calculator

Maximize 401k contributions and calculate employer match.

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Compound Savings Calculator

See how regular savings grow with compound interest.

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Hourly to Annual Salary

Convert hourly wage to annual salary and monthly income.

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Profit & Loss Calculator

Calculate business profit, loss, and gross margin.

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Break-Even Units Calculator

Calculate units needed to break even on a product.

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Food Cost Calculator

Calculate food cost percentage for restaurants and cafes.

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Insurance Premium Estimator

Estimate insurance premium costs and coverage needs.

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Extra Loan Payment Calculator

See how extra payments reduce loan payoff time and interest.

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Credit Score Impact Guide

Learn what actions help or hurt your credit score.

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